Five hidden losses of PPF and suggestions to avoid losses


PPF (Public Provident Fund) received the consensus of major Personal Finance experts due to its unique benefits. Even-though it offers incomparable benefits, some hidden losses also there. I am furnishing five losses, which may not applicable to all but someone may affect.

PPF five losses and suggestions

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How decreasing PPF Interest rates influence Investors


Since PPF (Public Provident Fund) inception in 1952 interest rates are gradually increased upto 2001. In 1952 PPF Interest rate was 3% and it has gone to 12% in the year of 1989 and remained so until 2001. 49 years there is no decrease in the interest rates. This would have created ultimate trust on many investors. Many would have generated good lumsum on their personal finances. Which is ultimately benefit to the country itself.

How decreasing PPF Interest rates influence Investors

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5 Best Online Shopping sites for discounts , coupons and comparision lovers


Internet reachout has changed the Shopping style. In anyone’s busy schedule spending time on shopping is some thing like tedious. Shopping on web is the new trend now. Along with convenient, security, door delivery online shopping sites offering huge discounts.

Online Shopping Discounts

Cash back offers, Cash discount, coupouns, offer sales , buy one get one.. these all are the forms that online shopping malls offering discounts to the shopper. I found some sites, which are worth seeing before you go for online / offline shopping for any items.

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Tax exemption on investments,earnings and maturity made PPF more attractive


Exemption on Investment, Exemption on Interest Earned and Exemption on Maturity which is also called Exemption-Exemption-Exemption (E-E-E) is one of the benefit one can avail from PPF.

PPF Tax Exemption
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